Investment property loans give you the opportunity to build wealth for the future by purchasing properties that offer capital gains, rental income potential and taxation advantages.
Although you may have been through the process before, ensuring your investment finance is appropriate is critical as most likely you are taking on more debt than you did with your first home.
If you have paid off most or all, of your existing loan then re-structuring can help you unlock the increased value in your home to fund your financial dreams and objectives.
Typically, this can be achieved through buying an investment property, but before making such an important financial decision, you need to consider the costs and benefits of this, particularly strategies on how to manage any increased commitments. You will also need to seek accounting and financial advice and we are also able to assist you in locating professionals in these fields
G-Force Finance Solutions has access to a wide range of investment property home loans allowing you to build an investment property portfolio that offers financial security
Investment Loan Options
Many lenders offer investment property loans and the one you choose to apply with should be based on your specific financial situation. Each investor has their own investment goals and risk profile and therefore they may be better suited with a particular lender.
Preparing to Buy
Property investment can be an option for first home buyers and experienced home owners alike. We can cover both bases with information about saving for a deposit, using home equity, investment strategies and investment property costs.
Finding the Right Property
Make the right decision to help your investment succeed. We have helpful guides available on what to look for in an investment property, inspection checklists and property reports across Australia with the latest trends and insights.
One of the factors used to assess an application, is the lender’s judgement on the ability of the applicant(s) to make the loan repayments without experiencing financial hardship. The lender will consider a range of factors including income, expenses and other liabilities in order to determine whether or not the applicant will be able to comfortably make the loan repayments, even in the event of interest rate increases.
Getting Your Investment Loan
Want to get the best out of your investment property? We can help you understand different home loan options, tips about tax considerations and tools to work out your repayments. We partner with Financial Advisors and Accounts who specialise in the Property Investment space.
By negative gearing your property portfolio with the right loans you can maximise your borrowing capacity, extend your interest only periods and reduce the size of your deposits. This means that you can buy more investment properties and achieve your investment goals faster
We make investment property home loans simple.
How? Because we take the time to understand exactly what you need to achieve before we search for the right investment property home loan for you.
There are many different ways you can invest in property. Developing a personalised strategy for investing is important and having your finance structured correctly can help maximise the tax benefits and assist you to manage your property portfolio
Our advisers will discuss your personal circumstances with you, such as your income, outgoings, future plans and savings, together with the end to end process and steps involved in buying your investment home, – we seek to understand your short, medium and long term goals.
Visit our Loan calculators today and take the next step by clicking the “Quick Quote” Button and our finance advisers will then get to work on sourcing you a tailor-made package from our trusted panel of lenders and will work tirelessly to get you the right solution.