Our Business Vehicle Finance solutions can help you get the latest vehicle for your organisation, with the smoothest possible application and approval process, ensuring none of your valuable time is wasted.
With the option of 100% finance upfront, G-Force Finance Solutions can also help reduce the impact on your business’ cash flow. And since your borrowing costs and depreciation are potentially tax deductible, business vehicle finance can be a remarkably tax-effective solution.
As one of Australia’s most respected car leasing lenders, G-Force Finance Solutions offers competitive car finance and leasing agreements on both new and used cars. We have access to some of Australia’s premier car leasing products from over 15 of Australia’s trusted financial lenders and can recommend the right agreement to suit your circumstances.
Business Vehicle Loan options
With access to over 15 lenders and banks – negotiating the rates on your behalf, we can save up to tens of thousands throughout the term of your Loan. Our advisers will discuss your business circumstances with you, such as your income, outgoings, future plans and seek to obtain the most competitive fixed rates
Preserve Cash Flow:
Preserves the existing cash and credit facilities of your business. Funds can either be invested in more productive areas of their business, or maintained to take advantage of an unexpected business opportunity
Specific Asset Security:
You do not have to provide additional business and/or personal assets as security. Other costs associated with the purchase can be financed on the contract such as comprehensive insurance, registration and on-road costs together with the ability to borrow with a deposit.
Fixed Cost Contract:
A fixed rate and term make for accurate budgeting and provides a hedge against market fluctuations. Loan repayments can be specifically structured to suit the business cash flow. A Balloon Payment can be structured to reduce the regular monthly repayments, improving the cash flow of the business and making the vehicle more affordable.
Choose your Loan Term
Our lenders offer flexible terms from 12 months up to 7 years across a wide range of products. If you haven’t yet found the right vehicle, that’s ok as we will help organise pre-approval, knowing exactly what you can afford, so you can find the right vehicle with peace of mind.
Important Factors to Keep in Mind
Just as you would with a standard car loan, it’s important to work out how much you can afford to borrow on your commercial car loan. Work out how much you need to borrow and create a budget to work out how much you can afford to pay back each month.
It’s also worth considering the tax benefits of commercial car loans. You may be able to claim tax back on the interest you pay on the loan, on the vehicle’s running costs, and on the depreciation of the vehicle. The GST component of the car loan may also be tax deductible.
We are ready when you are ready to make the move – your advisor will prepare the paperwork, liaise with the lenders every step of the way to the settlement.
Our advisers will discuss your personal circumstances with you, such as your income, outgoings, future plans and savings, together with the end to end process and steps involved in buying your next car, – we seek to understand your short, medium and long term goals.
Visit our Loan Calculators today and take the next step by clicking the “Quick Quote” Button and our finance advisers will then get to work on sourcing you a tailor-made package from our trusted panel of lenders and will work tirelessly to get you the right solution.